COBRA Quotes

There certainly is a segment of the employer population that has a philosophical opposition to Government’s role here. There are others who are concerned about return-to-work disincentives, or the incongruous nature of cutting Medicare and Medicaid while adding new programs. And there are others who would like to have problem world be [sic] resolved through a voluntary, charity-based approach. We believe that whatever is required of employers should not create disincentive for the growing number of voluntary and negotiated plans, and it certainly should not impose such a burden that the provisions of basic medical insurance will be reduced, be that for small employers, or that the unemployment figures themselves will be increased for larger employers.

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Willis B. Goldbeck, President, Washington Business Group on Health, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

All too often such well-intended Federal programs simply fuel the flames of spiraling health care cost inflation, diffuse the concentration of limited Federal dollars on the truly medically needy who must rely on Government entitlements for any medical care, and exacerbate the rising uncontrollable element in the Federal deficit which we must get under control if we are going to put people back to work—which is the real objective that would meet the problem addressed by this committee.

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Don Bliss, Esq., National Association of Manufacturers, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

Eligibility for such a program must be limited in scope….Individuals should be excluded if coverage can be obtained by another family member who is eligible for employer-based coverage or is eligible for continuation of an employer-offered health benefit plan. In addition, persons who are eligible for Medicare, Medicaid, or other government programs should be required to use such coverage. Stating this more generally, the new benefit should be secondary to other coverage.

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Statement of Joseph F. Boyle, M.D., Chairman of the Board of Trustees, American Medical Association, Chicago, Accompanied by Dr. James Sammons, Executive Vice President and Harry Peterson, Director, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

...we remind you that unemployment compensation is not a poverty program. Some claimants have substantial assets. For example, 1979 income tax records reflect more than 1 ½ million tax returns reporting adjusted gross income of $20,000 or higher and also receipt of unemployment compensation. Moreover, when unemployment benefits are combined with other income-support programs, some claimants actually come out better than when they were working.

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Eric J. Oxfield, Employee Benefits Attorney, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

…we oppose Federal financing for such programs [that provide health care for the unemployed], since Federal deficits are already at record high levels. We also oppose new entitlement programs that have the potential to become open-ended. Some proposals amount to welfare programs without appropriate means tests.

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Jan Peter Ozga, Director of Health Care, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

…the chamber remains committed to sound policies that will improve the economy and promote employment. We also remain committed to promoting the solvency of the States’ beleaguered unemployment insurance fund….First, the problem of lack of health insurance for the unemployed will abate as the economy continues to improve and unemployment is reduced. A continuation of the trend toward a reduction in taxation, regulation, and interest rates will help to achieve the dual goal of fuller employment and protection against health care costs.

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Jan Peter Ozga, Director of Health Care, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

Private insurance must be the vehicle for benefit coverage. This new program must not become enmeshed with Medicare and Medicaid. Caution must be expressed lest new troubles be created through expansion of an entitlement concept.

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Statement of Joseph F. Boyle, M.D., Chairman of the Board of Trustees, American Medical Association, Chicago, Accompanied by Dr. James Sammons, Executive Vice President and Harry Peterson, Director, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

Unemployment always lags behind the business cycle and is highest when recovery has begun. In such periods, when pessimism is pervasive, costly proposals are often advanced, such as public programs to create jobs, mortgage subsidies, and health insurance for the unemployed. These proposals always prove to be unnecessary since they never get fully started until recovery is going strong. Furthermore, such programs would increase the federal deficit at a time when it needs to be reduced. This would mean applying the wrong solutions, which would increase the deficit, abort the recovery, reinflate the economy and continue unacceptable high levels of employment.

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Jan Peter Ozga, Director of Health Care, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

We also oppose those proposals that would increase employers’ labor costs. Mandating through tax penalties that employers carry laid-off workers for some specified period or open health plan enrollment to spouses, or contribute to an assigned-risk pool, would place them in double financial jeopardy. Employers’ response could be to drop their health care plans altogether and/or lay off more workers.

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Jan Peter Ozga, Director of Health Care, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

Many options already exist to provide unemployed persons with health insurance or protection against health care costs. These include: continuous coverage provisions in many employer-paid health care plans; the conversion privilege offered in many of these same plans: coverage under a spouse’s or other relative’s plan; and the social safety net, Medicaid.

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Jan Peter Ozga, Director of Health Care, U.S. Chamber of Commerce, Testimony, Senate Finance Committee.
04/21/1983 | Full Details | Law(s): COBRA

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